Latest Blog

Your dividend is a big part of your policy. They may not be part of the guaranteed interest calculated into the growth of your policy. However, they do add a lot of value and growth to your cash value. So it’s beneficial for you to understand their significance. Each...

So many people I’ve spoken to think that there is a running list of criteria they have to meet before they can have a starting an IBC policy to call their own. But the simple truth is, if you can fog a mirror, then you’re a good candidate for IBC. That’s about as...

You may have been hearing a lot of talk about upcoming changes to life insurance products across the entire insurance industry. We don’t yet have a lot of firm answers as to what this will look like for our members and IBC as a whole. But we do have a good idea, and...

Playing the long game with The Money Multiplier pays dividends, and a lot of them. We’re talking direct recognition vs non-direct recognition companies and how they affect your dividend money.  Remember: A dividend is like a bonus that the insurance company declares...

There are four basic options for collecting or using your dividends. We are working with mutual companies, remember? And when your company does well, meaning they actually over-collect premiums from you that year, they return the premium to you in the form of...

What is your relationship with abundance? You may automatically assume I’m talking about money, which, yes, that’s part of it. But that’s not all I’m talking about. This feeling of fullness or having plenty can apply to anything--money, health, food, love, anything!...

Many of you may have a business, which has cash flow needs each and every month. But what if those cash flow problems could be solved with the help of your banking policy? The process can be as simple as your business taking a loan from you, the owner of the policy....

A big piece of the engineering of your policy is a rider called “Paid Up Additions,” or PUA. When we engineer your policy, this option, or rider, that we select is part of the “secret sauce” to making your banking policy work for you. Paid Up Additions purchase 2...

The mathematical and mechanical portions of what we teach may be no surprise to you. We often discuss what The Money Multiplier process is and how to use it to your advantage. But a key piece of the equation for success lies in addressing human behavior. Without a...