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IBC: The big picture

IBC: The big picture

When many people first learn about Infinite Banking (IBC), they think of all the immediate things it can help them accomplish: paying off debt, buying a car, etc. But there is SO much more to it than that.  If you change your perspective, you’ll see all the potential...

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How soon can you access your cash value?

How soon can you access your cash value?

It can be a bit of a process to get a life insurance policy and begin to access your cash value. There are many steps you need to complete, from the application phone call, to the medical exam, to underwriting, and final review of your contract. It takes, on average,...

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When should you repay your policy loans?

When should you repay your policy loans?

Many of you have been wondering when is the best time to repay your policy loans you’ve taken. But this isn’t a “one size fits all” kind of answer. The answer depends largely on your needs and goals. Here’s what I mean. You have outstanding policy loans because you...

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The Beginning of The Money Multiplier

The Beginning of The Money Multiplier

When I meet people across the country, they usually see me and ask what I do for a living. I go into depth about my business and they come out to say, “Oh... you’re the money coach!” Well, I want to tell you a little more about me, and why I do what I do. The guy in...

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Not every life insurance agent knows IBC

Not every life insurance agent knows IBC

For many of you, your first introduction to the Infinite Banking Concept was from a source, or insurance agent, other than The Money Multiplier. And that’s okay! This is a community effort, spreading the news of the amazing benefits of Infinite banking, and I’m always...

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Your Dividends: The Fine Print

Your Dividends: The Fine Print

Your dividend is a big part of your policy. They may not be part of the guaranteed interest calculated into the growth of your policy. However, they do add a lot of value and growth to your cash value. So it’s beneficial for you to understand their significance. Each...

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IBC: Will this concept work for me?

IBC: Will this concept work for me?

So many people I’ve spoken to think that there is a running list of criteria they have to meet before they can have a starting an IBC policy to call their own. But the simple truth is, if you can fog a mirror, then you’re a good candidate for IBC. That’s about as...

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The coming changes to Life Insurance

The coming changes to Life Insurance

You may have been hearing a lot of talk about upcoming changes to life insurance products across the entire insurance industry. We don’t yet have a lot of firm answers as to what this will look like for our members and IBC as a whole. But we do have a good idea, and...

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Why we use non-direct insurance companies

Why we use non-direct insurance companies

Playing the long game with The Money Multiplier pays dividends, and a lot of them. We’re talking direct recognition vs non-direct recognition companies and how they affect your dividend money.  Remember: A dividend is like a bonus that the insurance company declares...

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