Can you believe it’s November? The holidays are creeping up so fast. Where has the time gone? When it gets close to the holidays there is something on all our minds… MONEY.
Bonuses, presents, holiday activities, vacations, visiting family, turkey, stuffing and all the fixin’s. I could go on, but you get the idea. For many people, lots more money is going out towards holiday purchases than is coming in this time of year.
Listen, I get it.
Holiday purchases seem necessary, and let’s face it, fun! But this is the perfect time of year to practice what you’ve learned. And that’s to treat yourself like the bank. Have a plan. Know what you’re going to do with your money before you do it and stick to your plan.
I’ll say that last part again: stick to your plan!
It’s not about this one year, this one moment, this one present, this one hiccup in our holiday purchases. It’s about all the collective little things that don’t fall in line with our plan. The thing is these little moments add up.
Change starts with the decisions we make in the little moments.
We have to start thinking about what each money move we make is costing our future and our family. Now, that doesn’t mean you can’t enjoy your money. You work hard and deserve that! All I’m asking is to add one step to what you’re already doing and pay yourself first. After all, have you ever thought to yourself “Am I making too many deposits into my bank account?” No! You love watching that balance increase and increase and increase, don’t you?
Your banking policy should feel the same way. Every time you pay your premium you are investing in your future. You’re building up your cash value. Except now, you have the advantage of using those dollars while still saving them and earning guaranteed interest on 100% of them, even if you borrowed 50% of those dollars towards holiday purchases for your loved ones.
Buy what you need.
Just make this one simple change first to keep control of and benefit from ALL your dollars, not just some. Whoever said you couldn’t have your cake and eat it too obviously never had an IBC banking policy.
When you’re ready to get this holiday season off to a great start, visit www.TheMoneyMultiplier.com/member-area and watch the presentation that appears. If you have questions, please email my team and I at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.