I know you probably have a bunch of financial goals that you want to tackle using your policy contract. And you have seen examples to purchases cars, houses or to pay off debit. But what we are interested in right now is your current number one financial goal. We will move on to your other financial goals later but for right now let’s focus on number one.

Don’t get confused. We know that you may want to supplement income or use your policy as your retirement nest egg. All of those things fall under “Maximize Your Policy for Cash Accumulation”. We are going to teach you banking and once you understand banking, your financial goals will all fall in line.

If you have outstanding 3rd party debts, we recommend you start with our MAP tool. This tool will show you how to eliminate debt without working any harder, changing your cash flow or taking any additional risk.

This stage is important; let us walk you through exactly what we’re looking for.

The first field is your Payoff Priority Order. We actually recommend that you wait until the end to fill this field.

In “Debt Name”, please fill the debt name. For example, “American Express Credit Card”.

In “Total Balance Owed”, please list the total balance that you owe to this debt. Please be specific and don’t round it off. If you want this tool to be effective, we need to know the actual full amount that you owe and not an approximate amount.

Please list your minimum monthly payment - not the payment you send them - or what they require you to pay them every month.

Then list the payment that you actually send them, under the next column. But only list if you actually are consistent in paying that amount which is more than your minimum. We don’t need to know if you paid an extra $100 this month toward your debt but never plan on doing that again.

Finally, very important – Please list your interest rate or your Annual Percentage Yield (APR) – Either will work – in the last and final field.

Once all of your outstanding debts are listed, then we recommend you go back to your Payoff Order. What is most important to you that we pay off first?

Full disclaimer: It might not make financial sense for us to honor your Payoff Order, but it will still be helpful for us to know what’s important to you.

NOTE: If you have more than one debt, you can click on the + plus sign shown to the right of the field.

Are there upcoming expenses that you must purchase that will need to be financed?

Here, we’re looking for upcoming expenses that you must purchase, and that you need to be financed. For example, your child needs braces and that purchase will happen next month, and you don’t have the money right now to pay for it, so you must finance it.

What we’re not interested in though, is if you really, really want a Tesla next year. Don’t worry, we’ll get there and your policy will get you there, but for right now, we’re going to help you focus on policy tools that will help you start banking the right way, and right away.

Have we worked together before?