As a member of The Money Multiplier, our Tools Team will teach you how to use your cash value to finance everything you buy. (Read more about our Tools Team and why they are so valuable to you.) 

So the question is, do your unpaid loans affect your cash value?

And the answer is… no, they don’t! Unpaid loans do not affect your future cash value. (Read this article for a more in-depth understanding of loans vs. withdrawals.)

Your future cash values as illustrated in your Cash Flow Analysis Tool have no bearing on next year’s cash value. (This Cash Flow Analysis Tool is something we customize for you once your policy is signed and funded.) And they’re not tied to how much you’ve borrowed previously. You’ll be getting a new sum of money next year and a new sum the year after that. Borrowing cash from inside your banking system doesn’t affect the compounding of your money. It also doesn’t touch the cash available to you next year either.

unpaid loans don't affect cash value

Pretty amazing right? We have yet to find anything else that allows you to both use your cash value and still have it remain inside your banking system. Don’t forget, while it’s in your banking system, 100% of it is earning a minimum guaranteed 4% interest plus dividend.

That’s the power of The Money Multiplier Method.

If you want to learn more, please visit and watch the presentation that appears.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.