I was in debt, I owed taxes to the State and IRS, I had credit card debt, and a consolidated loan… I no longer owe taxes. I am going to be out of debt by the end of the year. Infinite banking gives me the power to control my hard-earned money. I was speaking with Chris on the phone regarding my financial mess. He listened, took notes, and came up with a solution. It has been almost three months since my first phone call with Chris, and I am in control of my money.