Joseph did not come from a financial background. At 23 years old he hired out on the railroad for a career that lasted almost 20 years. He has been investing in real estate since 2000. Between managing rental properties and flipping houses he was able to escape the corporate world and become an entrepreneur. In 2018 he met Chris Naugle at a Home show in Buffalo, NY and was later introduced to Brent Kesler where he learned about IBC.

After years of using the Infinite Banking Concept he now wants to share IBC with everyone. Being a part of The Money School and The Money Multiplier team he now helps others break away from conformity and pursue their dreams. He is passionate about educating others about the implementation of the Infinite Banking Concept to solve people's money problems.